In the last installment of my Budgeting 101 series, I’d like to share how easy it is to create and manage budgets in Pearbudget. Now that you know how to track your daily expenses and learnt about the different types of expenses, all that’s left to do is to create budgets and enter the amounts [...]
Entries from July 2007
July 12, 2007
Budgeting 101: Getting Started with Pearbudget (2/3)
In my last post, I wrote about the first step of budgeting, i.e. tracking every single expense you make. It may seem tedious, but trust me on this one, it’s worth it especially if you’re clueless as to your cash flow like I am. Countless nights I’ve partied away with $100 in my purse, only [...]
July 12, 2007
Budgeting 101: Tracking My Expenses (1/3)
The first step I took towards building financial smarts was to learn the Art of Budgeting.
Why? By tracking my daily spending and making budgets, the process helped me learn more about my horrible spending habits than ever before. I believe this simple awareness gives me the knowledge to plan my goals, which is to cut [...]
July 11, 2007
100 Inspirational Stories & 30 Free Personal Finance e-Books
The 100 Most Inspirational Personal Finance Turnaround Stories Online: 100 real life bloggers who turned their financial life around, some from being hundreds of thousands of dollars in debt to becoming real estate gurus. Give me this over a hundred Robert Kiyosakis any day. (via The Budgeting Babe)
30 Free eBooks to Learn Everything You Want [...]
July 11, 2007
Introduction
After graduating from university, I started out in an enjoyable, but relatively low-paying, job. Believing that I had only just enough to get by on every month, I spent freely — on drinks, taxis, clothes, etc. — and never got into the habit of saving. My mindset was that what little money I had left [...]
