Budgeting 101: Creating and Managing Budgets (3/3)

In the last installment of my Budgeting 101 series, I’d like to share how easy it is to create and manage budgets in Pearbudget. Now that you know how to track your daily expenses and learnt about the different types of expenses, all that’s left to do is to create budgets and enter the amounts [...]

Budgeting 101: Getting Started with Pearbudget (2/3)

In my last post, I wrote about the first step of budgeting, i.e. tracking every single expense you make. It may seem tedious, but trust me on this one, it’s worth it especially if you’re clueless as to your cash flow like I am. Countless nights I’ve partied away with $100 in my purse, only [...]

Budgeting 101: Tracking My Expenses (1/3)

The first step I took towards building financial smarts was to learn the Art of Budgeting.
Why? By tracking my daily spending and making budgets, the process helped me learn more about my horrible spending habits than ever before. I believe this simple awareness gives me the knowledge to plan my goals, which is to cut [...]